Sunday, June 15, 2014

Do You Have the Right Income and Business Protection?

Do You Have the Right Income and Business Protection?

Protect Your Income And Your Business
Chances are you already purchase home, auto and life insurance to protect yourself. What steps have you taken to help shield yourself, your business and those who count on you, from an unexpected loss of income? Would you be able to meet your financial obligations if you became disabled and unable to work for an extended period of time?

The risk is significant. Just over one in four of today's 20-year-olds will become disabled before reaching age 67 (See table below.) What would happen to your business and your lifestyle if you could not work for this period of time? How would you pay for your business overhead, employment taxes, employee salaries, mortgage or rent, loans and all your costs of living?


You Can Protect Yourself And Your Business
Call CornerStone Financial today and we'll be glad to explain how individual disability insurance can protect you and your business.

Special Benefits For Small Business Owners
As a business owner, you may be eligible for substantial discounts and special enhancements which may increase the coverage you can apply for while lowering your premiums. Be sure to ask us about these options when you call.

Protection For What Matters Most To You And Your Business
Disability Income Insurance
Individual disability income insurance is designed to shield you from financial hardship in the event that a disability prevents you from earning your usual income for an extended period of time, by providing monthly cash benefits.

Disability Business Overhead Insurance
Business Overhead Insurance provides reimbursement for business overhead expenses such as mortgage interest or lease payments, employee wages, utilities and business insurance premiums. Even the salary of a person hired to perform your duties while you are disabled may be covered by this policy.

Disability Buy/Sell Funding Insurance
If you share ownership in your business with business partners, Business Equity Insurance provides funds for the purchase of your ownership interest in the event you become totally disabled.

  
CornerStone Financial
Whether your nest-egg is worth millions or thousands,
You and your family deserve it more than the government....

We are here to help you with all of your financial and insurance needs.  Our skilled professionals are licensed with over 100 top name companies and can help you gain a better understanding of the concepts behind insurance including investing, retirement and estate planning.  There are literally thousands of products to choose from, but we can help pinpoint what is best for you and your situation.  Please do not hesitate to contact us if you have questions.

Contact:
Eric Tuttobene
President/CEO  
CornerStone Financial
(615) 427-8780


IMPORTANT DISCLOSURES

The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.