Chances are you already purchase home, auto
and life insurance to protect yourself. What steps have you taken to help
shield yourself, your business and those who count on you, from an unexpected
loss of income? Would you be able to meet your financial obligations if you
became disabled and unable to work for an extended period of time?
The risk is significant. Just over one in
four of today's 20-year-olds will become disabled before reaching age 67 (See table below.) What would happen to your business and your lifestyle if you
could not work for this period of time? How would you pay for your business overhead,
employment taxes, employee salaries, mortgage or rent, loans and all your costs
of living?
Call CornerStone Financial today and we'll be
glad to explain how individual disability insurance can protect you and your
business.
Special Benefits For Small
Business Owners
As a business owner, you may be eligible for
substantial discounts and special enhancements which may increase the coverage
you can apply for while lowering your premiums. Be sure to ask us about these
options when you call.
Protection For What Matters Most
To You And Your Business
Disability
Income Insurance
Individual disability income insurance is
designed to shield you from financial hardship in the event that a disability
prevents you from earning your usual income for an extended period of time, by
providing monthly cash benefits.
Disability
Business Overhead Insurance
Business Overhead Insurance provides
reimbursement for business overhead expenses such as mortgage interest or lease
payments, employee wages, utilities and business insurance premiums. Even the
salary of a person hired to perform your duties while you are disabled may be
covered by this policy.
Disability
Buy/Sell Funding Insurance
If you share ownership in your business with
business partners, Business Equity Insurance provides funds for the purchase of
your ownership interest in the event you become totally disabled.
CornerStone Financial
Whether your
nest-egg is worth millions or thousands,
You and your
family deserve it more than the government....
We are here to help you with all of your
financial and insurance needs. Our skilled professionals are licensed
with over 100 top name companies and can help you gain a better understanding
of the concepts behind insurance including investing, retirement and estate
planning. There are literally thousands of products to choose from,
but we can help pinpoint what is best for you and your situation. Please
do not hesitate to contact us if you have questions.
Contact:
Eric Tuttobene
President/CEO
CornerStone
Financial
(615) 427-8780
IMPORTANT DISCLOSURES
The
information presented here is not specific to any individual's personal
circumstances.
To the extent
that this material concerns tax matters, it is not intended or written to be
used, and cannot be used, by a taxpayer for the purpose of avoiding penalties
that may be imposed by law. Each taxpayer should seek independent advice from a
tax professional based on his or her individual circumstances.
These
materials are provided for general information and educational purposes based
upon publicly available information from sources believed to be reliable—we
cannot assure the accuracy or completeness of these materials. The information
in these materials may change at any time and without notice.